"We have purchased more than 200 dairy cows this year and built 3 new breeding greenhouses." Dairy farmer Di Ronggang's dream of expanding the scale of farming has become a reality. Hebei is a major dairy province, and dairy farming has formed cluster advantages in Shijiazhuang, Zhangjiakou, Hengshui and other places. Dairy farming ranches are faced with the purchase of cows and the seasonal bulk purchase of feed. Waiting for capital needs, but the ranch lacks physical asset mortgages, and financing channels are limited. "'Dairy Cow Loan' requires no collateral, the annual interest rate of the loan is 4.1%, and the loan term is as long as 3 years, which matches the production cycle of the farm, and there is no need to pour in the middle. "Dairy Cow Loan" is a product of financial institutions in Hebei Province to innovate financial services and empower rural revitalization. Jin Dekai, general manager of the Bank of Communications Hebei Branch, said that the bank followed up with Junlebao, Mengniu and other enterprises cooperate, and the enterprise recommends a list of pastures and provides the real operation data of the pasture. The bank provides loans for the pasture based on this, and assists in controlling business risks through the daily management of the pasture by the enterprise.
Original content
Xinhua News Agency, Shijiazhuang (Reporters Qi Leijie and Liu Taoxiong) "We have purchased more than 200 dairy cows this year and built 3 new breeding greenhouses." Dairy farmer Di Ronggang's dream of expanding her farming scale has become a reality. Hebei is a major dairy province, and dairy farming has formed a cluster advantage in Shijiazhuang, Zhangjiakou, Hengshui and other places. Dairy farming ranches are faced with capital needs such as cow purchases and seasonal batch purchases of feeds, but the ranches lack physical asset mortgages and financing channels are limited . "'Cow Loan' does not require collateral, the annual interest rate of the loan is 4.1%, and the loan term is as long as 3 years. It matches the production cycle of the farm, and there is no need to refinance in the middle, which can greatly ease the financial pressure." Di Ronggang said. "Dairy Cow Loan" is a product of financial institutions in Hebei Province to innovate financial services and empower rural ...
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