The financial leasing market has not stopped, but has adapted to new conditions. The key factor driving demand today is the physical wear and tear of fixed assets. Regardless of the war, equipment has a limited life cycle, and at a certain point, its renewal becomes not a choice, but an operational necessity for businesses. The typical object of financial leasing for the agricultural sector remains agricultural machinery. This was stated in an interview with Latifundist.com by market expert and commercial director of FC FinWin, Serhiy Milko. "Combine harvesters and tractors are the basic production assets that form the income of the agricultural business. Without them, it is impossible to ensure a stable production cycle, so it is from them that the renewal of fixed assets should begin. From a management perspective, it seems illogical when an enterprise operates equipment from the early 1990s, lacks its own service infrastructure, but at the same time invests in non-production assets, for example, a 'cruzak' (Toyota Land Cruiser SUV - ed.). In such cases, the issue is not access to financing..."