Rural insurance safer with specialized legal analysis

Ensuring that the rural insurance contract truly protects the producer against climatic damages is the main objective of the Due Diligence of the Rural Insurance Policy, explains Izabela Rücker Curi, lawyer and founding partner of Rücker Curi – Law Firm and Legal Consultancy and of Smart Law, a startup specialized in personalized legal solutions. According to her, the process consists of a detailed technical and legal analysis of the policy conditions, comparing the clauses with the reality of the field and identifying possible flaws that could compromise the right to compensation. “The process involves the thorough verification of the risk exclusion clauses, with a detailed analysis of all conditions that may lead to the refusal of payment, such as, for example, the existence of risks due to frost, drought, gale, among others. The provisions are compared by the legal sector with the climatic and technical reality present in the client's crop,” she comments. When the insurance is ...