Rural credit scenario registers contraction in the semester

The search for rural credit registered a contraction in the first half of 2025, according to data from Serasa Experian's Agro Bulletin. The survey pointed out that the concession in rural and agribusiness lines totaled R$ 83 billion in the first six months of the year, a drop of 16% compared to the same period in 2024, which represents a reduction of about R$ 16 billion. The analysis considered information from 2.8 million individuals who contracted financing and authorize the use of the Positive Registry. The pullback, according to the head of agribusiness at Serasa Experian, is related to greater caution in the market and factors such as delinquency, climatic events, and stricter socio-environmental requirements, in a scenario where data and predictive models gain relevance. "The pullback of about 16% in the concession in the first half of 2025 has as one of its factors the movement of greater caution in the market," says the head of agribusiness at Serasa Experian, Marcelo ...