By André Marinho São Paulo, 09/02/2026 - Brasilseg, an insurance company of BB Seguridade, registered a loss ratio of 20.6% in the fourth quarter of 2025, an increase of 0.8 percentage points compared to the same period in 2024. The indicator measures the volume of claims as a proportion of premiums. In the third quarter of 2025, the loss ratio was 22.1%. According to the balance sheet released today, the rural line loss ratio closed the fourth quarter at 11.9%, up from 10.4% one year earlier. In the agricultural segment, the indicator jumped 20.4 percentage points to 21.3%, while in the rural producer life segment, there was a decrease of 0.9 percentage points to 7.6%. The loss ratio of the lending line advanced 0.6 percentage points to 35.2%. In the corporate/mass market, the indicator increased from 10.3% to 30.9% on the same basis of comparison. In the life segment, on the other hand, there was a reduction of 3.8 percentage points to 20.5%. Contact: andre.marinho@estadao.com