Rural credit/Serasa: provision of resources falls by 16% in the 1st semester and reaches R$ 83 billion

By Gabriel Azevedo São Paulo, 09/12/2025 - The concession of rural and agroindustrial credit totaled R$ 83 billion in the first half of 2025, a drop of 16% compared to the same period in 2024, according to the fifth edition of the Serasa Experian Agro Bulletin, released in a statement. The survey analyzed 2.8 million individuals from the rural population who contracted financing and authorized the use of data from the Positive Registry. “The retreat of about 16% in the concession in the first half of 2025 has as one of the factors the movement of greater caution in the market,” said the head of agribusiness at Serasa Experian, Marcelo Pimenta. “At the same time, the sector is dealing with challenges, such as the gradual increase in delinquency, climatic events, and stricter socio-environmental compliance criteria. In this context, data and predictive models gain even more relevance, supporting financial institutions in the calibration of risk appetite and in maintaining a ...