Agricultural insurance faces legal disputes

Agricultural insurance is pointed out as one of the main instruments of financial protection for the rural producer in the face of climatic and market uncertainties. This assessment is by Rafael Guazelli, Founding Partner of Guazelli Advocacia, when analyzing the challenges faced in the execution of policies in the country. According to him, although insurance is the backbone of resilience in the countryside, the phase of triggering coverages has been turning into a field of legal disputes. The problem, according to the expert, lies in the way some insurers conduct the analysis of claims, especially when there is a link with banks financing rural activity. Guazelli observes that cases are frequent where unilateral appraisals are used as a basis for denying compensation, accompanied by restrictive interpretations of contractual clauses. This scenario, he states, places the producer at a disadvantage, especially when the denial occurs even in the face of losses considered ...