BB/Tarciana Medeiros: 2025 was the most challenging year in my 26 years of banking.

By André Marinho and Altamiro Silva Junior São Paulo, 12/02/2026 - The president of Banco do Brasil, Tarciana Medeiros, began the teleconference on results with analysts emphasizing that 2025 was the most challenging year in her 26 years of banking, amid worsening agribusiness delinquency and regulatory adjustments. "The fourth quarter result demonstrates our capacity for reinvention," said the president of BB. She mentioned that BB went to talk to the Central Bank about the adaptation of Resolution 4,966, which changes the way delinquency and certain revenues are accounted for, and the regulator was receptive to the bank's demands. Tarciana also highlighted that 2025 was marked by changes in projections throughout the year due to agribusiness debt renegotiations. "We remained open to renegotiation." Contacts: andre.marinho@estadao.com; altamiro.junior@estadao.com