The 2025/2026 harvest is advancing in Brazil under a worrying scenario for many producers, especially in the Cerrado regions. According to an analysis by lawyer Leandro Amaral, the financial results have not been sufficient to cover the costs and accumulated debts. Data from the Central Bank show that, in January 2026, the default rate among individual rural producers reached 7.3%, a significant jump from the 2.7% recorded in the same period of 2025. The volume of overdue debts already exceeds R$ 41 billion, reaching rates of up to 13.5% in operations with market interest rates. The combination of falling commodity prices since 2022, high production costs, and the Selic rate at 15% per year has created an environment of strong financial pressure in the countryside. According to the specialist, one of the most frequent mistakes is making hasty decisions. Many producers, upon realizing that the crop did not generate the expected return, immediately seek the bank and accept the first ...