Rural insurance adopts soil management in risk calculation

The use of soil management has now been integrated into the risk assessment for rural insurance, in a pilot initiative applied to soybeans in Paraná. According to Embrapa, the action operates within the Rural Insurance Premium Subsidy Program and offers differentiated percentages according to the level adopted in the production areas. Twenty-nine plots, totaling 2,400 hectares, have joined the model and contracted policies with subsidies varying according to the performance of each plot. The methodology employed considers four levels defined by Embrapa and combines technical indicators with the analyses of the Agricultural Zoning of Climate Risk in Management Levels. The calculation points to the relationship between good practices and reduction of losses due to drought, expanding the incentive to the producer. In the pilot, 5% of the area reached level four, with a subsidy of 35%. Level three accounted for 27% of the area, receiving 30%. Another 57% were classified at level two, ...